Calculated Industries Qualifier Plus IIIx Bedienungsanleitung

Calculated Industries Taschenrechner Qualifier Plus IIIx

Lies die bedienungsanleitung für Calculated Industries Qualifier Plus IIIx (77 Seiten) kostenlos online; sie gehört zur Kategorie Taschenrechner. Dieses Handbuch wurde von 34 Personen als hilfreich bewertet und erhielt im Schnitt 5.0 Sterne aus 17.5 Bewertungen. Hast du eine Frage zu Calculated Industries Qualifier Plus IIIx oder möchtest du andere Nutzer dieses Produkts befragen? Stelle eine Frage

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USER’SGUIDE — 1

The was custom-designed for mortgage lenders andQ PU A L I F I E R L U S I I I X

residential real estate professionals. With the push of a few buttons,

it will pre-qualify prospective buyers instantly and solve hundreds of

mortgage loan problems with ease! It’s the most complete and easy-

to-use real estate finance calculator on the market!

Features:

• Easy and Complete Buyer Qualifying

• Find Qualifying Loan Amount, Income Required and

Maximum Allowable Debt

• Use 2 Qualifying Ratios at Once to Compare Different Loans

(e.g., conventional vs. FHA/VA loans)

• Find the Restricted and Unrestricted Qualifying Loan Amount

• TInstant P&I, PITI and otal Payment

• Interest-Only Payment

• TExpanded ax and Insurance Capabilities

• Built-in Sales Price and Down Payment

• Works in Annual Term and Interest

• Flexible, “what if” Loan or TVM Calculations — Finds Loan

Amount, Term, Interest or Payment

• Future Value and Appreciation

• Complete Amortization

• Remaining Balances/Balloon Payments

• Adjustable Rate Mortgages (ARMs)

• TAPR and otal Finance Charges

• Bi-Weekly Loans

• Trust Deeds (investments)

• Date Math

• Also Works as a Standard Math Calculator

New!

• T1st and 2nd rust Deeds (80:10:10/80:15:5),

or Combo Loans

• APR, including Mortgage Insurance

• TIncome ax Savings, Mortgage Interest Deduction

• Interest-Only Payments

• Loan-to-Value (LTV)

• Odd-Days Interest (ODI) and Month Offset

• Rent vs. Buy

Introducing the Q PUALIFIER LUS

IIIX

Mortgage Loan Calculator

2 — QUALIFIER PLUS ®IIIX

GETTING STARTED 5..........................................................................

KEY DEFINITIONS .........................................................................5

Basic Operation Keys ..................................................................5

Mortgage Loan (TVM) Keys.........................................................6

Tax Savings Keys.........................................................................9

Rent vs. Buy Keys .....................................................................10

Qualifying Keys ..........................................................................10

Tax, Insurance and Expense Keys ............................................13

1st and 2nd T ..........................14rust Deeds (Combo Loan) Keys

BASIC ARITHMETIC EXAMPLES ...............................................16

Arithmetic ...................................................................................16

Percentage Calculations ............................................................16

Figuring Straight % Commission ...............................................16

Reduction in Listing Price (Discount %) ....................................17

Simple, One-Year Home Appreciation (Add-on %)....................17

Date Examples...........................................................................18

CALCULATOR SETTINGS...........................................................19

Decimal Place Selection ............................................................19

Preference Settings ...................................................................20

MEMORY ......................................................................................22

Accumulative Memory................................................................22

Memory Storage Keys (M0-M6).................................................23

EXAMPLES......................................................................................25

MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM)..............25

Finding the Monthly Mortgage (P&I) Payment...........................26

Finding the Interest Rate ...........................................................26

Finding the Term of a Loan........................................................26

Finding the Loan Amount...........................................................27

Paying Off a Mortgage Early (Making Larger Payments)..........27

Simple Interest vs. Compound Interest......................................28

Future Value...............................................................................28

Appreciation ...............................................................................28

Non-Monthly Loans ....................................................................29

Finding a Quarterly Payment .....................................................29

Sales Price/Down Payment .......................................................30

Finding Loan Amount Based on Sales Price and Down

Payment..................................................................................30

Taxes and Insurance..................................................................31

Setting Tax and Insurance % Rates...........................................32

TABLE OF CONTENTS

Produktspezifikationen

Marke:	Calculated Industries
Kategorie:	Taschenrechner
Modell:	Qualifier Plus IIIx
Display-Typ:	LCD
Akku-/Batteriebetriebsdauer:	800 h
Breite:	76 mm
Tiefe:	13 mm
Gewicht:	91 g
Produktfarbe:	Silber
Steuerung:	Tasten
Akku-/Batterietyp:	LR44
Höhe:	140 mm
Energiequelle:	Akku
Display-Hintergrundbeleuchtung:	Nein
Typ:	Finanzrechner
Anzahl unterstützter Akkus/Batterien:	2
Akku-/Batteriespannung:	1.5 V
Formfaktor:	Tasche
Textzeilen:	- Zeilen
Abdeckung:	Ja
Gewinnermittlung:	Ja
Steuerberechnung:	Ja
Display klappbar:	Nein
Stellen:	9 Ziffern
Display, sichtbarer Bereich BxH:	22 x 64 mm
Automatische Abschaltung nach:	12 min
Anzeigegröße (HxV):	0.86 x 2.5 Zoll
Schlüsselanzahl:	42 Schlüssel